52 Legit Ways to Make Money From Home

Raise your hand if you want to make money from home. If you desire to turn your dreams into reality, these ideas can help.With these suggestions, you’ll learn how to earn a side income and even how to transition to a full-time salary.Here are some legitimate ways that you can start bringing in cash by…

Raise your hand if you want to make money from home. If you desire to turn your dreams into reality, these ideas can help.

With these suggestions, you’ll learn how to earn a side income and even how to transition to a full-time salary.

Here are some legitimate ways that you can start bringing in cash by working at home.

In This Article

  • How to Make Money From Home
    • 1. Test Websites
    • 2. Start Blogging
    • 3. Create a YouTube Channel
    • 4. Become a Freelance Writer
    • 5. Write Resumes
    • 6. Share Your Opinion
    • 7. Get Paid to Complete Tasks
    • 8. Test New Products
    • 9. Download New Phone Apps
    • 10. Get Paid to Exercise
    • 11. Design Graphics
    • 12. Become a Virtual Assistant
    • 13. Website Management
    • 14. Design Websites
    • 15. Become an Online Proofreader
    • 16. Transcribe Audio
    • 17. Data Entry
    • 18. Medical Coding and Billing
    • 19. Tutor Online
    • 20. Teach a Foreign Language
    • 21. Be an Online Translator
    • 22. Create an Online Course
    • 23. Become a Customer Service Agent
    • 24. Lower Your Monthly Bills
  • Make Money From Home by Selling Items
    • 25. Sell Your Old Video Games
    • 26. Design Clothing
    • 27. Sell Clothing Online
    • 28. Sell Digital Items for Video Games
    • 29. Sell Used Books
    • 30. Sell Movies and Music Online
    • 31. Sell Unwanted Gift Cards
    • 32. Sell Handmade Goods
    • 33. Sell Your Digital Photos
    • 34. Have a Yard Sale
    • 35. Teach Music Lessons
    • 36. Dropship with Shopify
    • 37. Start a Small Business as a Daycare
    • 38. Start a Doggy Day Care
    • 39. Rent A Spare Bedroom on Airbnb
    • 40. Take Up Woodworking
    • 41. Repair Automobiles
    • 42. Cut Hair
    • 43. Become a Fulfilled By Amazon Seller
  • Other Ways to Make Money From Home
    • 44. Manage Social Media Accounts
    • 45. Invest in Real Estate
    • 46. Invest in Peer-to-Peer Lending
    • 47. Try MicroInvesting
    • 48. Invest in Passive Income Investments
    • 49. Switch Bank Accounts
    • 50. Try Rakuten
    • 51. Make and Sell Handmade Goods
    • 52. Sell Produce
  • Summary

How to Make Money From Home

1. Test Websites

User Testing and What Users Do are companies that will pay you to test websites. To get started, you will need to download the testing software.

Then you’ll record yourself with a webcam during the test. Clients want to see and hear you interact with their website. Being able to see you shows non-verbal language as well.

These sites will let you test between three and five websites each month.

If you get invited to a live test, you can make at least $200 per test. These tests are longer, but you get to interact with the client in real-time and could make more per month.

Earning Potential: $10 and $20 per test

2. Start Blogging

Blogging is one of my favorite ideas to earn money because of passive income potential. It also opens doors to several other income ideas on this list. And to start a blog is very easy.

A blog is your very own website. You can create a portfolio to connect with future clients. Or you can use it to share your thoughts with the world.

An excellent place to start your own website is with Bluehost.

Sign Up Offer: Get started for only $2.95 a month!

Bluehost Logo

Bluehost Logo


In addition to doubling as a portfolio, you can earn passive income from your blog.

For instance, you could make money through ads from a network like Google Adsense or my favorite, affiliate marketing.

Affiliate marketing is where you partner with brands and services to recommend products. When people purchase through your link, you earn a small commission. You don’t sell anything; you only connect your readers with brands.

Often times, when these brands payout, they will just deposit money right into your bank account. No need to even deposit a check.

A blog can be a great way to work at your own schedule and be able to make as much, if not more, than you can in a traditional job.

Earning Potential: Varies – Can be nothing to over $100,000 per month

3. Create a YouTube Channel

Youtube logo

Youtube logo

Our culture continues to gravitate towards video. You might consider starting a YouTube channel vlog.

From product reviews, funny cat videos, and how-to videos, people flock to YouTube.

By building a following, you can earn money on Youtube through affiliate marketing and ads.

Earning Potential:  $0.10 and up per view

4. Become a Freelance Writer

Whether or not you own a blog, you could make money by writing online. You can write for a blog or business about any topic and get paid for it. Freelance writing is a legitimate way to make money.

The only two criteria are:

  • Possess the ability to write effectively
  • Be able to research the topic you’re writing about

You don’t have to be an English major to pursue being a freelancer.

Clients are always looking for freelancers on the platform Upwork. Some possible job avenues are blog posts, copywriting, eBooks and even corporate white papers.

Earning Potential: $35 to $50 and hour or more

5. Write Resumes

Another way to generate revenue is by writing resumes for job-seekers.

Few people work with the same employer for their entire working career. That means they will need to submit a resume with each job application.

Make Some Extra Cash by Taking Surveys

Taking surveys in your spare time can be a great way to earn some extra dough fast. Check out Survey Junkie which will pay you instantly with cash via PayPal. They have over 10,000,000 members and have an 4.5/5 rating on Trust Pilot.

A resume gives potential employers a first impression of each applicant. To receive an invitation to interview, a resume and cover letter need to be impeccable.

6. Share Your Opinion

Taking paid online surveys is one of the most flexible side hustles. Companies are willing to spend money to do market research and value your opinion.

The cool thing about this is that you get to name the time you want to spend answering surveys. This option can be excellent to do in your spare time, even if you only have 10 or 15 minutes. That’s the average amount of time you’ll need for most surveys.

Earn money at home with these popular survey options:

Survey Junkie

Survey Junkie, one of the most well-known and reputable survey sites, has made it easy to sign-up and simple to complete surveys. Once you submit a survey, you will be awarded points that can be redeemed through Paypal or gift cards.

This site has over 10,000,000 members and touts a high Trustpilot score of 4.5 out of 5.

Learn more: Survey Junkie Review

Vindale Research

Vindale Research is a sizable survey site with the ability to match surveys to your interests. You can join Vindale Research on your computer or a mobile device.

If your goal is to make $100+ a month, join all of these top survey sites. This will broaden your access to online surveys.

Surveys can ask about anything. Topics include product reviews, political opinions and even your daily habits.

It’s possible to earn up to $75 per survey. Payment options include cash or gift cards. Some sites enter you into free cash giveaways too.

Surveys are easy, but they don’t pay the most. So you should pursue additional hustles if you need to pay the rent.

Learn more: Vindale Research Review

7. Get Paid to Complete Tasks

If you want to get paid for your online activity, check out Swagbucks.

You earn points for these activities:

  • Web searches
  • Watching videos
  • Opinion polls
  • Online shopping

As long as you are at least 13 years old, you can make money with Swagbucks. In fact, Swagbucks is one of the top online jobs for teens. Plus, you can earn as much or little as you want depending on your schedule.

“I love Swagbucks! I get points for doing things I normally do, which turn into free gift cards. The cards are really great to buy extra things or help our monthly budget stretch.”

M. Brownfield, Review

You will earn points (SBs) for each task completed on Swagbucks. It’s possible to redeem points for cash rewards or gift cards starting at $3. Some of the redemption options include amazon gift cards and even PayPal cash deposits.

Swagbucks has paid more than $433 million to its members. The company awards more than 7,000 gift cards each day!

8. Test New Products

Companies will pay you to test new products. Also, they may mail you products for you to test in exchange for your opinion. Plus, you can preview the upcoming product launches. Product testing is a fun way to discover new products. Sometimes, you will receive coupons for future purchases.

Two large product testing companies:

  • Ipsos i-Say: Membership is free, and they offer a variety of ways to earn rewards points.
  • Pinecone Research: This exclusive testing community pays $3 per survey, but enrollment is limited and by application only.

It’s possible to test a variety of things from household items to beauty products. You may even be able to test online products such as websites.

Earning Potential: Starting at $3 and up per test

9. Download New Phone Apps

Hand holding cell phone icon

Hand holding cell phone icon

If you enjoy being on your phone, pay attention. You can get paid to download sponsored apps and games to your smartphone.

FeaturePoints will pay you to do that and to watch YouTube videos as well.

After downloading and using the app, you will earn credits. You can exchange credits for gift cards. To be sure, this prize can be as useful as cash.

Enter my referral code, C8MNU, during signup, and you’ll get 2,000 Fetch Points ($2.00 in points) when you complete one receipt.

Earning Potential: Starting at $20 a month

10. Get Paid to Exercise

Did you know that you could get paid to exercise?

The Achievement app integrates with more than 30 Android and iOS apps.

Some of the healthy activities you get paid for include:

  • Tracking steps
  • Sleeping
  • Healthy eating
  • Social media shares
  • Answering surveys
  • Joining challenges

Achievement pays you via PayPal or direct deposit. Now, you don’t have an excuse not to exercise.

Earning Potential: Varies based on app

11. Design Graphics

If you’re a “picture person,” you can earn money designing graphics and logos. Your clients may be website owners, eBook authors or corporations.

Fiverr is a good place to start. Graphic designers can advertise their services for a variety of gigs, starting at $5 per task.

12. Become a Virtual Assistant

Chances are, behind every large blog or website is a virtual assistant. These “unsung heroes” perform a variety of tasks, including:

  • Schedule blog posts
  • Search engine optimization (SEO)
  • Answer emails
  • Accounting/bookkeeping
  • Customer service

You may do all of these mentioned above or only one of these tasks. It depends on the needs of the website and your interests.

Virtual assisting can either be a part-time or full-time position. You decide how much you want to make per month.

Earning Potential: Up to $10K a month

13. Website Management

Another side gig you can start that is similar to working as a virtual assistant is that of website manager. Established websites always need managers.

You can earn money managing the back-end of websites working 100% remote.

As a website manager, you will optimize specific keywords for higher search engine rankings. Plus, you’ll update plugins and back up data. You can also make sure the site remains user-friendly.

You can also offer consulting services on an hourly basis to help bloggers. This might be for those who want an “SEO audit” and are not ready for website management.

Earning Potential: Starting potential of $20 and up per hour

14. Design Websites

Do you like building something from scratch? If so, you can get paid to design websites. Some of your clients might be companies or bloggers looking for their unique theme.

You can also modify pre-built WordPress themes or use your own coding. Fiverr is a good place to get your name out there. Of course, your website will double as a piece of your portfolio.

15. Become an Online Proofreader

Authors, businesses and bloggers all need an extra set of eyes. Being an online proofreader allows you to connect with writers and add a little sparkle to their work.

You do need an eye for detail and grammar to become a proofreader. It’s possible to proofread lots of different things, like eBooks, news articles and transcripts.

There are several different places to become an online proofreader. Start at Proofread Anywhere to learn the ins and outs of proofreading and land your first client.

Earning Potential: Entry level starting at $10 and up

16. Transcribe Audio

Do you want to transcribe audio? This job is in-demand! You can earn at least $20 per audio hour or more with TranscribeMe. And, if you have experience with legal or medical transcripts, you can make even more.

How much audio you transcribe at once is at your discretion. For instance, you can transcribe short clips that are only a couple of minutes in duration. Transcribing longer audio is also an option for some clients.

To get started, you need an internet connection and a computer. And, if you like transcribing audio, buying a pedal can be worth the cost.

Want to learn more about how to transcribe audio? Check out Transcribe Anywhere!

17. Data Entry

If you are proficient at typing at least 45 WPM, you could work in data entry. Companies are looking for efficient data entry specialists.

DionData Solutions looks for home-based vendors for their database. You can also look at other freelancer platforms and company websites as well.

Data entry can take several different shapes and sizes, depending on the needs of the business.

Your workload might consist of the following tasks:

  • Grouping data from multiple documents into a single document
  • Gathering names from LinkedIn to build a marketing database of leads
  • Processing mail-in rebates
  • Processing invoices
  • Entering medical data
  • Maintaining an Excel spreadsheet of income and expenses

18. Medical Coding and Billing

Another type of data entry you could do from home is via medical coding and billing.

Notably, you don’t have to work in a doctor’s office to use your medical knowledge. Healthcare is a large piece of the American economy. Many various medical providers and insurance companies have outsourced the coding and billing process. Using work-at-home people can help to minimize costs.

Aviacode can help you connect with remote work for medical providers.

In addition to medical-related data entry, you could become a remote medical transcriptionist. This job is a good idea if you have advanced knowledge of medical terms and want to transcribe the doctors’ audio.

Earning Potential: $529 weekly and up

19. Tutor Online

Tutoring sessions don’t have to take place at your local library. Now, you can tutor online with video sessions and even live chat.

You can tutor locally, but it’s also possible to teach students and adults online.

One tutoring site to check out is VIPKID.

With this platform, you will be responsible for teaching English to children overseas.

Earning Potential: $18 per hour plus bonuses and incentives

20. Teach a Foreign Language

If you enjoy interacting with people from different cultures, you can teach a foreign language online. All you need is a webcam and microphone to teach over the internet.

With sites like Cambly, you can be a tutor for English, Spanish, French and several other languages.

Earning Potential: $13 per hour and up

21. Be an Online Translator

Translator icon

Translator icon

Foreign language tutoring is one way to use your skills. However, you can also be paid to serve as an online translator.

If you are bilingual or fluent in a foreign language, companies will pay you to translate. You will translate their content from English into another language.

Abercap and WordExpress are looking for translators for media productions for several industries:

  • Law
  • Healthcare
  • Information technology
  • Marketing

Using these websites will be the most lucrative if you are a native speaker or have experience as a translator. But you can also “get your foot in the door” at other websites.

22. Create an Online Course

We are all good at something, and others are always looking to pay someone to learn new skills. Perhaps, you can teach them something they need to know and get paid for it!

There are several online learning platforms to share your skills. However, you might have the most success at Udemy since courses can sell for up to $200.

All courses are video-based. And you can also include worksheet exercises to help your students.

Instructors create courses for many different topics. Some popular ones include:

  • How to play a particular musical instrument
  • Computer programming
  • Starting an online business
  • Yoga classes

In addition to creating courses, you can take courses too. For example, I take Udemy classes to improve my side hustle skills.

23. Become a Customer Service Agent

Another potential income idea is being an at-home customer service rep. Many companies will hire seasonal reps during the Christmas shopping season.

FlexJobs posts the newest openings for year-round positions. This will give you a reliable income stream for all 12 months of the year.

Earning Potential: Starting $12-14 an hour

24. Lower Your Monthly Bills

Reducing your monthly spending has the same effect as making more money. One way we monitor our spending is with Ask Trim.

This free app performs the following to save you money:

  • Negotiate lower monthly bills for cable tv, phone and home internet
  • Cancel an unwanted subscription
  • Send low account balance alerts to stop overdraft fees

Trim is also rolling out tools to help you save money on insurance and electric bills.

Cutting back on spending is like giving yourself a raise.

Make Money From Home by Selling Items

This section will focus on how to make money selling products from home.

These ideas will get your wheels turning. They can help whether you want to earn money and declutter your house, or if you want to monetize a hobby.

25. Sell Your Old Video Games

Connect with tons of video game buyers online. Sell both last year’s version of Madden or some old Gameboy Color games you played as a child.

If you own current video games you no longer need, you can sell them with Decluttr. The selling process is simple. To clarify, you scan the product barcode and mail your items with the prepaid shipping label.

Selling video games online can be a lucrative side hustle. It also allows parents to buy games to share their childhood memories with their children. Plus, players are always looking to buy the best games for less than retail.

26. Design Clothing

CafePress is one of the leading sites that allow you to create an online shop. You can design t-shirts, sweatshirts, baby clothing, and even accessories like coffee mugs and phone cases.

All you have to do is upload your design and Cafepress will handle the printing and shipping when an item sells. Customers can request customized designs in addition to your pre-made work.

27. Sell Clothing Online

Another way to make money is by selling clothes online. Selling clothing can easily be an “evergreen” side hustle. After all, we all get dressed in the morning. Not only can you clean out your closet, but you could also flip the clothes you bought for a bargain.

From personal experience, my top choice for selling clothes in bulk is eBay and for designer or single items, I like to use Poshmark.

And if you’re paying shipping costs when you sell an item, make sure you weigh it before you list it. To explain, we lost money on the first couple of sales because we didn’t calculate shipping.

Learn More: Poshmark Review

28. Sell Digital Items for Video Games

Video games are quickly changing from a hobby to a passion for many. And players don’t only spend money purchasing a brand new game. For instance, many games and apps also require in-game purchases.

SecondLife is the perfect place to sell digital items. Anything you buy in real life is available in the game. So you can design anything from clothing to race cars. When other players buy your items, you get paid real cash.

29. Sell Used Books

Whether you have used textbooks or riveting works of fiction to sell, people love to read. There are many different options to sell used books online.

My favorite is Bookscouter. They will quickly compare the prices of 42 vendors. This feature allows you to negotiate the best price in a matter of seconds.

Like clothing, you may decide to sell your unwanted books, or you may want to make it a steady side income. It just depends on how much time you want to invest.

30. Sell Movies and Music Online

CD or DVD case

CD or DVD case

Although many people stream their media these days, there’s something about having a hard copy of your favorites.

It’s also easy to sell your DVDs and CDs online.

You can do it yourself on eBay or a specialty site like Decluttr. Selling your used movies and music online can be more lucrative than having a yard sale.

Tip: Bundle music and movies from similar artists or actors to save on shipping costs when you sell on eBay.

31. Sell Unwanted Gift Cards

Gift card icon

Gift card icon

Do you have a drawer full of gift cards to restaurants, coffee shops and stores that you’ll never visit? You could re-gift them, or you can sell them for cash.

Gift Card Granny makes it easy to list your gift card for sale. You can get paid in cash, or exchange it for a card you will use. Exchanging your gift card can make your card more valuable than simply selling it.

32. Sell Handmade Goods

Etsy is the largest online marketplace for handmade and vintage goods. They’ll let you sell craft supplies too. From homemade candles, crafts, clothing and decor, Etsy can be your new favorite marketplace to connect with shoppers.

You should also try selling locally on Craigslist or the Facebook marketplace. Selling in several markets gives you maximum customer exposure.

33. Sell Your Digital Photos

If you like taking photographs, you can make money by selling your photos online. News agencies, bloggers and authors use stock images on a daily basis. They help make their articles “pop” and engage readers. Pictures can include scenes from your everyday life, places you visit or images of nature.

As internet bandwidth speeds continue to increase, websites and their viewers can process more data-intensive graphics. Also, you can sell your videos for cash. More sites are including videos on their articles.

There are dozens of places to sell your digital media.

The three large databases:

  • Shutterstock
  • Deposit Photos
  • iStock by Getty Images

Earning Potential: $28 per photo or more

34. Have a Yard Sale

Each Spring and Fall, you can host a yard sale to downsize your unwanted treasures. This is a good option if you want to sell items that are too expensive to ship.

It’s also a good idea if you don’t want to go through the hassle of listing each item online. Instead, you can sell them as a lot to a local neighbor. Plus, you can always sell online what doesn’t sell in person.

To advertise, you can usually list your sale for free in the local newspaper, Facebook Marketplace and Craigslist.

35. Teach Music Lessons

If you have a piano in your living room, you can open up your house and teach your skills to the next generation.

For nearly a decade, my wife has taught piano lessons from home. One or two afternoons a week, students drive to our house, and she teaches them music.

To boost your income, you can travel to the student’s house or meet at your local community center. All in all, teaching music from home is easy. And it can be taught from any common room in your house.

Earning Potential: $25 per hour and up based on experience

36. Dropship with Shopify

Dropshipping allows you to make money from home but doesn’t require you to mail any products. This is why it’s a popular version of retail arbitrage. A drop-ship business is where you are the “middle man” between a manufacturer and the customer.

The customer searches for a product they are interested in through Google. Then they land on your site and buy the product through your website. Or, perhaps, they find your product listing on an e-commerce site like eBay. Once the payment has been made, the warehouse ships the product directly to their front door. Your profit is the difference between the selling price and the manufacturer’s wholesale price.

For example, if a product is $30, you might pay $15 to buy the item and ship it. With these margins, you earn $15 on each sale.

The easiest way to begin is to create a website with Shopify. They have built-in tools to collect payments. Also, you can import your product listings to various e-commerce websites. They work with sites, including eBay, Facebook Messenger and even Pinterest.

Shopify also makes it easy to sell your products directly from your home. Plus, they have a partnership with the U.S. Postal Service for discounts.

37. Start a Small Business as a Daycare

If you enjoy children and have space in your house, you can operate a home daycare. You can find potential clients online at

This option can be convenient if you live in a neighborhood with working families. They can quickly drop off and pick up their children. Also, it may be cheaper for them than a traditional daycare campus.

Home-based childcare can be an effective way to make money to pay your mortgage payment. If you stay-at-home with children of your own, it can be a good way to get paid to stay at home. Plus, your children will meet new playmates.

Before starting a home-based daycare, make sure you check your local and state laws to understand what you must do to comply. Also, find out what licensing you may need.

38. Start a Doggy Day Care

Dog siting in pet bed

Dog siting in pet bed

You could open your home to pet sitting and increase your income stream. Many pet owners prefer keeping their dogs and other animals at a house instead of a kennel. At many kennels, they may be locked up in a cage for the entire time.

Also, you can charge extra to walk dogs around your neighborhood every day they stay at your house.

Sites like can be a good place to list your services. Also, you can offer additional services like pet grooming, to earn even more.

Earning Potential: More than $100,00 a year

39. Rent A Spare Bedroom on Airbnb

One of the most popular sites to book travel lodging is Airbnb.

As an Airbnb host, you can make money by letting travelers stay in a spare bedroom. You can even rent out a finished basement or a guesthouse that is not in use.

Airbnb can be a fun side hustle. It’s great for empty-nesters or 20-somethings wanting extra cash.

Earning Potential: $1,500 per month or more

40. Take Up Woodworking

If you enjoy working with wood, convert your garage into a money-making machine. Whether you make furniture, toys, picture frames, turned bowls or birdhouses, you can monetize your hobby.

It’s possible to sell your products to local passersby, online with Shopify and also through apps like Craigslist.

41. Repair Automobiles

What if you could make money from home by repairing cars and trucks? People need their cars repaired and are always looking for quality labor at the right price.

A home-based mechanic can take many different routes with their business. You can do straightforward oil changes and car detailing.

Or you may also offer more complex repairs, like tune-ups, replacing brake shoes and more. Although you need basic tools, you don’t need an expensive shop to perform the most necessary repairs. However, it largely depends on what services you want to offer and the type of equipment you own.

Also, consider learning how to repair electric vehicles. You can stay one step ahead of your competition!

42. Cut Hair

If you have a license to work as a barber or cosmetologist, or if you’re willing to get one, you can cut hair to bring in more income. Of course, you’d have to check out licensing requirements in your state.

But if you’re willing to jump through the necessary hoops to do something you love from home, this could be a good idea. I get my hair cut and highlighted by a friend who has a licensed shop out of her home.

It’s a fun atmosphere because it has a personal touch, and I love supporting my friend and her business.

43. Become a Fulfilled By Amazon Seller

If you want to make money from home and not have to ship products from your home, this can be a worthwhile option. Amazon is one of the biggest online marketplaces in the world today.

So many people will buy on Amazon over other sites because of how easy it is to use and the fact that most of their items qualify for prime shipping. While people could wait over a week waiting to receive items on other sites, if they buy an item on instead, they will get the item in only two days.

As a seller, you need to ship all of your product(s) to Amazon directly. Then they ship out the product(s) from their warehouse, which would save you time and money since you are not running to the post office all of the time.

You will want to check out all of the policies for FBA sellers as you want to make sure you are playing by their rules.

Other Ways to Make Money From Home

Here are some additional options to make money from home. Check them out and see which ones might work for you.

44. Manage Social Media Accounts

Many business owners need to grow their online presence. They have social media accounts that often go untouched, but could really be beneficial if they updated them regularly.

This is where you come in. If you are savvy when it comes to social media, then this money-maker might be for you.

Here are platforms that you should be familiar with:

  • Facebook
  • Twitter
  • Pinterest
  • Snapchat
  • TikTok

Reach out to a small business that you think could use some work and ask to schedule a meeting. Give them some free pointers on how they can improve their reach. If you can show them how you can help them get more paying customers, then you are likely to get them to sign up as a client.

45. Invest in Real Estate

You might not have the time, money or knowledge to own a rental property or flip houses. But you can still make money from home via real estate investing. Say hello to crowdfunded real estate.

Now, you can enjoy the income potential of being a landlord without the headaches! With a $500 investment, you can open a portfolio at Fundrise.

Through Fundrise, you directly invest in properties located across the United States. Historical annual returns are between 8% and 12%, which is similar to investing in the stock market. The main difference is that you don’t have the daily market swings.

With any crowdfunded real estate site, only invest cash you don’t need for the next three to five years. Notably, if you make an early withdrawal, you may have to pay a small penalty. However, it’s a small price to pay for becoming a real estate mogul.

Learn More: Fundrise Review

46. Invest in Peer-to-Peer Lending

A relatively new investment idea is peer-to-peer (P2P) lending. P2P lending creates “micro-loans” to everyday people who don’t want to get a loan from a bank.

P2P lenders issue loans for many reasons. Some include credit card debt refinancing, business loans or home repairs. Peer lending offers a higher return than your current fixed income or bond investments.

LendingClub is the largest peer lending platform. It has been around since 2007. Credit ratings vary from A to G, which is least risky to most risky respectively. This is just like the risk assessment rating for bonds.

Each note has an investment minimum of $25. As an investor, you can be as risky or conservative as you desire. Plus, you can enroll in LendingClub’s automatic investing service for free. This investment will diversify your portfolio. It will give you the highest rate of return without excessive risk.

47. Try MicroInvesting

Another idea to make money from home is to use a micro-investing app. This action will help you put your spare change to good use.

Acorns and Stash are the two largest micro-investing apps. They allow you to invest a few dollars and earn interest.

For example, Acorns rounds up each purchase you make and invests the difference. Also, you can earn additional cash back when you shop with their online partners. With spending round-ups, a $3.40 purchase becomes $4, and Acorns will invest the 60-cent difference.

For a 100% free investing app, I also recommend M1 Finance. I use it to buy partial shares of my favorite stocks and ETFs.

48. Invest in Passive Income Investments

This income idea is a little different from the rest. You can make money from home when you earn passive income by investing.

You might invest for retirement with a 401k already. But you can boost your non-retirement savings with other investments.

If the thought of investing is overwhelming, you can also choose the automated approach offered by Betterment. This will let you earn passive income through hands-off investing.

Each month, you can schedule recurring investments with Betterment. They will invest in a basket of domestic and global ETFs. Selections depend on your age, investment goals, and risk tolerance.

49. Switch Bank Accounts

Do you still have your money with a local bank? Instead of earning pennies in interest, earn dollars by switching to online banks like CIT Bank.

Online banks don’t charge annoying bank fees, and you can earn up to 20 times the regular bank interest rate. Since they don’t have to maintain buildings, they pass the savings onto you with higher interest rates!

For immediate access to your cash, choose a savings or money market account. For any cash you don’t need for at least one year, open a CD account and build a CD Ladder. CDs offer higher interest rates on your long-term deposits.

50. Try Rakuten

Do you know that you can make money from home by getting cash back on every online purchase? When you shop through Rakuten, you receive 1% to 40% cash back at over 2,000 online stores. I use Rakuten for my online shopping to get paid to shop.

If you do any shopping online, you will start earning cash back on each purchase made. The only additional step you need to take when shopping is visiting the Rakuten site first. Or you can click the red button with the Rakuten browser extension.

Once your Rakuten balance reaches $5.01, you get paid by check, PayPal or gift card.

Related: Rakuten Review: Is Rakuten a Scam or Legit?

51. Make and Sell Handmade Goods

Etsy is the largest online marketplace for handmade and vintage goods. From homemade candles, crafts, clothing and decor, Etsy can be your new favorite marketplace to connect with shoppers and make money from home.

You should also try selling locally on Craigslist, Facebook and eBay. Selling on several markets gives you maximum customer exposure.

Bonus: With Etsy, you can also sell vintage store bought goods and craft supplies.

52. Sell Produce

If you’ve got a bit of space in your yard, why not sell produce from home? You can sell freshly grown vegetables like corn, tomatoes and cucumbers.

Or you can keep some chickens and sell fresh farm eggs. However, be sure to check out your city or town’s rules on selling produce from home before you start your business.

All cities have different rules on what is allowed for selling produce from home.


To help you avoid the scams out there, we created this “legit ways to make money from home” list so that you can avoid getting taken advantage of.

The best part about all of these options is that you can do more than one! Incorporate as many ideas as you like in order to maximize your income.

Having multiple streams of income is a great way to protect yourself financially. Doing so will ensure you’ve still got money coming in if one of your sources of income drops off.

Some of these ideas might already be part of your everyday routine. If so, it means you know that there are people out there willing to pay you money for things you already do.

Have you ever tried making money from home before? If so, what did you do? Which idea excites you the most?

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